Council's Principal Arranged Construction Insurance Program

For those organisations undertaking construction work on behalf of Council, it is important to know that Council has taken out Construction (public) liability insurance and Insurance of the Works policies as part of their Principal Arranged Construction Insurance (PACI) program. PACI will apply to contracts valued between $50,000 and $40 million.

The PACI program provides cover to the following limits:

  • Construction (public) liability insurance – to a limit of $50m any one occurrence; limits apply to projects involving tunnelling and all asbestos exposures are excluded
  • Insurance of the Works - generally covering projects to a maximum contract value of $40m (limited to $12.5m in respect of over-water works and $10m in respect of bridge works).

It is strongly recommended that you are familiar with the coverage provided to you under Council’s PACI program (including deductible limits and policy exclusions) when contracting with Council.

Understanding your exposure

It is important to note that many public liability risks and risks to the works are still allocated to the successful Contractor under the Contract. In addition, Contractors will also be responsible for risk such as:

  • the insurance policy excesses applicable in any insurance claim
  • obtaining appropriate insurance for any works involving asbestos. 

Contractor arranged insurances

Council will require the successful contractor to hold insurances in addition to those insurances arranged by Council such as workers compensation insurance and motor vehicle liability insurance. Details of these additional insurance requirements will be included in the Tender Deliverable documents.  

Further information

For further details about this program and your risk exposure (including limits, excesses and claims procedures) email Council.

To maximise your chances of success, consider Council's Principal Arranged Construction Insurance Program when preparing your tender.

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